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We are committed to safeguarding the privacy of our website visitors. This policy sets out what data we may capture and how will will treat that data including any personal information you may give us.

Log Files

Like many other web sites, we make use of server log files.

The information inside log files can tell us information about your computer including your IP address, operating system, geographical location, browser type and version. Log files also store information regarding your use of this website such as the referral source, length of visit, page views, website navigation etc.

Google Analytics

We use Google Analytics to create statistical reports about the usage of this website. Google use cookies stored on users' computers to enable them to compile these reports. Please refer to Google's own privacy policy for more information.

Google Adsense

We use Google Adsense to show relevant advertisements on this site. Google uses cookies to enable it and its partners to serve ads based on a users visit to this site and/or other sites on the Internet. Users may opt out of the use of the Google DART cookie by visiting the Google opt-out page

Advertisers and Partners

Where we link to other websites either via an advertising network or to one of our partner’s websites via a completed enquiry form submission, we are not responsible for the privacy policies or practices of those other websites as we have no way to control them. These websites have their own Privacy Policy, which you agree to when you link to the site. You should consult the respective privacy policies of these sites for more information and how to opt-out.

Advertising networks
Google Adsense

Our associates may include one or more of the following;
Leadbay, Leadpoint, Lead co-op

Personal Information

We may collect, store and use personal information in the following circumstances.

The personal data entered into the form(s) on this website will be passed to one of our associates (listed above). By submitting the form you are consenting to your information being passed to these associates and for them to contact you to advise of products or services that they feel you would be interested in.

This privacy policy may be updated from time to time and you should check this page occasionally to ensure you are happy with any changes.

The website contains links to other websites. We are not responsible for the privacy policies or practices of other websites as we have no way to control them. These websites have their own Privacy Policy, which you agree to when you link to the site.

Joint Mortgage Deals

Mortgage Term

One of the most important things to think about before embarking on a mortgage is the term. This is the length of time the mortgage will last (25 years is a common term). The shorter the term the less interest that is likley to be paid, however the shorter the term the higher the monthly payments

Deposit

The amount of deposit you have to put down (which can be the equity you already have in your current home) can be a factor in the rate that you can aquire. Generally speaking the higher the deposit then the smaller the mortgage required in relation to the value of the property thereby decreasing the risk for the lender which can result in more favourable interest rates.

Mortgage Rates

There are several types of mortgage rates and choosing the right one may depend on your personal circumstances. Many new mortgage offers include introductory rates which can reduce the payments in the early years these will probably increase later after the offer period has expired. The longer the fixed introductory rates last, the higher the risk that the standard rates may go down and you could end up paying more than others on a standard rate.

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